Indian Railways Catering and Tourism
Corporation (IRCTC) launched E-Wallet Scheme in the second week of February
2014.
The scheme
was launched to make payment process fast and to reduce transaction failures
due to bank payment related problems. Under the scheme, user can deposit money
in advance with IRCTC and the money can be used as payment option along with
other payment options available on IRCTC website for the payment at the time of
booking tickets.
Names of all the passengers booked on a fully
waitlisted e-ticket are dropped at the time of preparation of reservation
charts and fare is refunded automatically. In this regard, there is no
difference between e-tickets booked through E-wallet scheme or those booked
through other payment options available on website
www.irctc.co.in.
The scheme is available only for PAN verified
users.