COMMITTEE

1.             Abhijit Sen Committee (2002) : Long Term Food Policy
2.             Abid Hussain Committee: On Small Scale Industries
3.             Ajit Kumar Committee : Army Pay Scales
4.             Athreya Committee: Restructuring Of IDBI
5.             Basel Committee: Banking Supervision
6.             Bhurelal Committee : Increase In Motor Vehicle Tax
7.             Bimal Julka Committee : Working Conditions ATCOS
8.             C B Bhave Committee : Company Information
9.             C Babu Rajiv Committee : Reforms In Ship Act 1908 & Ship Trust Act 1963
10.            Chakravarty Committee : Working Of The Monetary System And Suggest Measure For Improving The Effectiveness Fo Monetary Policy In Promoting Economic Development
11.            Chandra Shekhar Committee : Venture Capital
12.            Chandrate Committee: Delisting In Sharemarket
13.            Chore Committee : Review The Operation Of The Cash Credit System
14.            Dave Committee (2000) : Pension Scheme For Unorganized Sector
15.            Deepak Parikh Committee : To Revive Unit Trust If India (UTI)
16.            Dhanuka Committee : Simplification Of Transfer Rules In Security Markets
17.            G V Ramakrishna Committee : On Disinvestment
18.            Goiporia Committee : Improvement In The Customer Service At Primary (Urban) Cooperative Banks
19.            Hanumant Rao Committee: Fertilizers
20.            J R Varma Committee: Current Account Carry Forward Practice
21.            Jankiramanan Committee : Securities Transactions
22.            JJ Irani Committee : Company Law Reforms
23.            K Kannan Committee : To Examine The Relevance Of The Concept Of Maximum ermissible Bank Finance (MPBF) As A Method Of Assessing The Requirements Of Bank Credit For Working Capital And To Suggest Alternative Methods.

24.            Kelkar Committee : Tax Structure Reforms
25.            Khan Working Group : Development Finance Institutions
26.            Khusro Committee : Agricultural Credit System
27.            Kumarmanglam Birla Report: Corporate Governance
28.            Mahajan Committee (1997): Sugar Industry
29.            Malegam Committee : Reforms In The Primary Market & Repositioning of UTI
30.            Malhotra Committee : Broad Framework Of Insurance Sector
31.            Marathe Committee: Recommendation For Urban Co-operative Banks
32.            Mashelkar Committee 2002 : Auto Fuel Policy
33.            Mckinsey Report: Merger Of 7 Associate Banks With SBI
34.            Meera Seth Committee: Development Of Handlooms
35.            Narismhan Committee: Banking Reforms
36.            NN Vohra Committee : Relations (Nexus) Of Politicians With Criminals
37.            Parekh Committee : Infrastructure Financing
38.            Percy Mistry Committee: Making Mumbai An International Financial Center
39.            Prasad Panel : International Trade And Services
40.            R V Gupta Committee : Small Savings
41.            Raja Chelliah Committee: Tax Reforms
42.            Rekhi Committee : Indirect Taxes
43.            RV Gupta Committee : Agricultural Credit
44.            S P Talwar Committee: Restructuring Of Weak Public Sector Bank
45.            S Tendulkar Committee: Redefining Poverty Line And Its Calculation Formula
46.            Sapta Rishi Committee (July 2002) : Development Of Domestic Tea Industry
47.            Shah Committee : Reforms Relating To Non Banking Financial Companies (NFBC)
48.            SL Kapoor Committee : Credit & Flow Problems Of Ssis
49.            SN Verma Committee (1999) : Restructuring The Commercial Banks
50.            Tandon Committee : System Of WORKING CAPITAL Financing By Banks
51.            Tarapore Committee: Report On Capital Account Convertibility
52.            Udesh Kohli Committee: Analyze Fund Requirement In Power Sector
53.            UK Sharma Committee : NABARD's Role In RRB
54.            Vaghul Committee : Money Market In India
55.            Vasudev Committee: NBFC (Non Banking Finance Corp) Sector Reforms
56.            Y B Reddy Committee : 2001 : Review Of Income Tax Rebates
57.            A C Shah Committee: NBFC
58.            A Ghosh Committee: Final Accounts
59.            A Ghosh Committee: Modalities Of Implementation Of New 20 PointProgramme
60.            A Ghosh Committee: Frauds & Malpractices In Banks
61.            Abid Hussain Committee: Development Of Capital Markets
62.            Adhyarjuna Committee: Changes In NI Act And Stamp Act
63.            AK Bhuchar Committee: Coordination Between Term Lending InstitutionsAnd Commercial Banks
64.            B Eradi Committee: Insolvency And Wind Up Laws
65.            B Sivaraman Committee: Institutional Credit For Agricultural & Rural Development
66.            B Venkatappaiah Committee: All India Rural Credit Review
67.            BD Shah Committee: Stock Lending Scheme
68.            BD Thakar Committee: Job Criteria In Bank Loans (Approach)
69.            Bhagwati Committee: Unemployment
70.            Bhagwati Committee: Public Welfare
71.            Bhave Committee: Share Transfer Reforms
72.            Bhide Committee: Coordination Between Commercial Banks And SFC's
73.            Bhootlingam Committee: Wage, Income & Prices
74.            C Rao Committee: Agricultural Policy
75.            CE Kamath Committee: Multi Agency Approach In Agricultural Finance
76.            Chatalier Committee: Finance To Small Scale Industry
77.            Chesi Committee: Direct Taxes
78.            Cook Committee (On Behalf Of BIS - Under Basel Committee ): Capital Adequacy Of Banks
79.            D R Mehta Committee: Review Progress And Recommend ImprovementMeasures Of IRDP
80.            Damle Committee: MICR
81.            Dandekar Committee: Regional Imbalances
82.            Dantwala Committee: Estimation Of Employments
83.            Dave Committee: Mutual Funds (Functioning)
84.            Dharia Committee: Public Distribution System
85.            DR Gadgil Committee: Agricultural Finance
86.            Dutta Committee: Industrial Licensing
87.            G Lakshmai Narayan Committee: Extension Of Credit Limits On Basis OfConsortium
88.            G Sundaram Committee: Export Credit
89.            Gadgil Committee (1969): Lead Banking System
90.            Godwala Committee: Rural Finance
91.            Goiporia Committee: Customer Service In Banks
92.            GS Dahotre Committee: Credit Requirements Of Leasing Industry
93.            GS Patel Committee: Carry Forward System On Stock Exchanges
94.            Hathi Committee: Soiled Banknotes
95.            Hazari Committee (1967): Industrial Policy
96.            IT Vaz Committee: Working Capital Finance In Banks
97.            J Reddy Committee: Reforms In Insurance Sector
98.            James Raj Committee: Functioning Of Public Sector Banks
99.            Jankiramanan Committee: Securities Transactions Of Banks & Financial Institutions
100.          JV Shetty Committee: Consortium Advances
101.          K Madhav Das Committee: Urban Cooperative Banks
102.          Kalyansundaram Committee: Introduction Of Factoring Services In India
103.          Kamath Committee: Education Loan Scheme
104.          Karve Committee: Small Scale Industry
105.          KB Chore Committee: To Review The Symbol Of Cash Credit Q
106.          Khanna Committee: Non Performing Assets
107.          Khusrau Committee: Agricultural Credit
108.          KS Krishnaswamy Committee: Role Of Banks In Priority Sector And 20 Point Economic Programme
109.          L K Jha Committee: Indirect Taxes
110.          LC Gupta Committee: Financial Derivatives
111.          Mahadevan Committee: Single Window System
112.          Mahalanobis Committee: Income Distribution
113.          Marathe Committee: Licensing Of New Banks
114.          ML Dantwala Committee: Regional Rural Banks
115.          Mrs. KS Shere Committee: Electronic Fund Transfer
116.          Nadkarni Committee: Improved Procedures For Transactions In PSU Bonds And Units
117.          Nariman Committee: Branch Expansion Programme
118.          Narsimham Committee: Financial System
119.          Omkar Goswami Committee: Industrial Sickness And Corporate Restructuring
120.          P R Nayak Committee: Institutional Credit To SSI Sector
121.          P Selvam Committee: Non Performing Assets Of Banks
122.          PC Luther Committee: Productivity, Operational Efficiency & Profitability Of Banks
123.          PD Ojha Committee: Service Area Approach
124.          Pendarkar Committee: Review The System Of Inspection Of Commercial, RRB And Urban Cooperative Banks
125.          Pillai Committee: Pay Scales Of Bank Officers
126.          PL Tandon Committee: Export Strategy
127.          PR Khanna Committee: Develop Appropriate Supervisory Framework For NBFC
128.          Purshottam Das Committee: Agricultural Finance And Cooperative Societies
129.          R Jilani Banks: Inspection System Of Banks
130.          R S Saria Committee: Agricultural Finance And Cooperative Societies
131.          Raghavan Committee: Competition Law
132.          Raja Chelliah Committee: Tax Reforms
133.          Rajamannar Committee: Centre - State Fiscal Relationships
134.          Rajamannar Committee: Changes In Banking Laws , Bouncing Of Cheques Etc.
135.          Rakesh Mohan Committee: Petro Chemical Sector
136.          Ram Niwas Mirdha Committee (JPC): Securities Scam
137.          Rangrajan Committee: Computerization Of Banking Industry
138.          Rangrajan Committee: Public Sector Disinvestment
139.          Rashid Jilani Committee: Cash Credit System
140.          Ray Committee: Industrial Sickness
141.          RG Saraiya Committee (1972): Banking Commission
142.          RH Khan Committee: Harmonization Of Banks And Ssis
143.          RK Hajare Committee: Differential Interest Rates Scheme
144.          RK Talwar Committee: Customer Service
145.          RK Talwar Committee: Enactment Having A Bearing On Agro Landings By Commercial Banks
146.          RN Malhotra Committee: Reforms In Insurance Sector
147.          RN Mirdha Committee: Cooperative Societies
148.          RV Gupta Committee: Agricultural Credit Delivery
149.          S Padmanabhan Committee: Onsite Supervision Function Of Banks
150.          S Padmanabhan Committee: Inspection Of Banks (By RBI)
151.          Samal Committee: Rural Credit
152.          SC Choksi Committee: Direct Tax Law
153.          Shankar Lal Gauri Committee: Agricultural Marketing
154.          SK Kalia Committee: Role Of NGO And SHG In Credit
155.          SL Kapoor Committee: Institutional Credit To SSI
156.          Sodhani Committee: Foreign Exchange Markets In NRI Investment In India
157.          SS Kohli Committee: Rehabilitation Of Sick Industrial Units
158.          SS Kohli Committee: Rationalization Of Staff Strength In Banks
159.          SS Kohli Committee: Willful Defaulters
160.          SS Nadkarni Committee: Trading In Public Sector Banks
161.          SS Tarapore Committee: Capital Account Convertibility
162.          Sukhmoy Chakravarty Committee: To Review The Working Of Monetary System
163.          Tambe Committee: Term Loans To SSI
164.          Tandon Committee: Follow Up Of Bank Credit
165.          Tandon Committee: Industrial Sickness
166.          Thakkar Committee: Credit Schemes To Self Employed
167.          Thingalaya Committee: Restructuring Of RRB
168.          Tiwari Committee: Rehabilitation Of Sick Industrial Undertakings
169.          UK Sharma Committee: Lead Bank Scheme (Review)
170.          Usha Thorat Panel: Financial Inclusion
171.          Vaghul Committee: Mutual Fund Scheme
172.          Varshney Committee: Revised Methods For Loans (>2 Lakhs)
173.          Venketaiya Committee: Review Of Rural Financing System
174.          Vipin Malik Committee: Consolidated Accounting By Banks
175.          VT Dehejia Committee: To Study Credit Needs Of Industry And Trade Likely To Be Inflated
176.          Vyas Committee: Rural Credit
177.          Wanchoo Committee: Direct Taxes
178.          WS Saraf Committee: Technology Issues In Banking Industry
179.          Y H Malegam Committee: Disclosure Norms For Public Issues
180.          YV Reddy Committee: Reforms In Small Savings

Direct Cash Transfer Scheme

It is a poverty reduction measure in which government subsidies and other benefits are given directly to the poor in cash rather than in the form of subsidies.

What are its benefits?
It can help the government reach out to identified beneficiaries and can plug leakages. Currently, ration shop owners divert subsidised PDS grains or kerosene to open market and make fast buck. Such Leakages could stop. The scheme will also enhance efficiency of welfare schemes.
How is it implemented?

The money is directly transferred into bank accounts of beneficiaries. LPG and kerosene subsidies, pension payments, scholarships and employment guarantee scheme payments as well as benefits under other government welfare programmes will be made directly to beneficiaries. The money can then be used to buy services from the market. For eg. if subsidy on LPG or kerosene is abolished and the government still wants to give the subsidy to the poor, the subsidy portion will be transferred as cash into the banks of the intended beneficiaries.

What are the scheme's disadvantages?

It is feared that the money may not be used for the intended purpose and men may squander it.

Has it already been implemented in India?

Electronic Benefit Transfer (EBT) has already begun on a pilot basis in Andhra Pradesh, Chhattisgarh, Punjab, Rajasthan, Tamil Nadu, West Bengal, Karnataka, Pondicherry and Sikkim. The government claims the results are encouraging.

Are there any other drawbacks?

Yes, because only Aadhar card holders will get cash transfer. As of today, only 21 crore of the 120 crore people have Aadhar cards. Two other drawbacks are that most BPL families don't have bank accounts and several villages don't have any bank branches.


These factors can limit the reach of cash transfer.

What about elsewhere in the world?

Many Latin American countries have conditional cash transfer schemes in which money is transferred to poor families through women. The money is given, subject to them ensuring that their children attend school regularly, take preventive healthcare measures and provide better nutrition to their children. The Indian scheme is unconditional.

On 1 January  2013 The governMent launched its scaled down Cash Transfer Benefit (CBT) in 20 districts,but food, fertiliser And fuel subsidies will not be covered in the initial phase. All 26 schemes are ready for rollout. On 1 January 2013 the seven schemes in which payout is due in the (20 selected) districts, the money will be transferred through the direct benefit transfer system using the UIDAI platform.The scheme is going to be rolled out in 43 districts by 1 March 2013, 20 districts from January 1, 11 districts from February 1 and 12 districts from March 1. By end of 2013, the direct cash benefit transfer will be rolled out in all the districts of the country.

Aphra Behn (1640 - 1689)

Aphra Johnson was born near Canterbury in 1640, and baptised on 14 December of that year. She is thought to have spent some of her youth in Dutch Guiana in the West Indies. In 1664, she married Johan Behn a merchant of Dutch or German parentage, but the marriage is not thought to have lasted very long. She is known to have acted as a British spy in Antwerp in 1666. Imprisonment for debt led her to write for an income.
Behn wrote a series of successful plays. Her first, 'The Forc'd Marriage' was produced in 1671. 'The Rover' (1681), her most successful, was produced in two parts and included in its cast Nell Gwyn, mistress of Charles II. Among Behn's sources was the Italian commedia dell'arte (improvised comedy), which she used in her farce 'The Emperor of the Moon' (1687), forerunner of the modern-day pantomime.
Behn's novel 'Oroonoko' (1688) was the story of an enslaved African prince and is now considered a foundation stone in the development of the English novel. As well as plays and prose Behn wrote poetry and translated works from French and Latin. In her time she was a celebrity, unusual for her independence as a professional writer and her concern for equality between the sexes.
Behn died on 16 April 1689 and was buried in Westminster Abbey.

John Logie Baird (1888 - 1946)

John Logie Baird was born on 14 August 1888 in Helensburgh on the west coast of Scotland, the son of a clergyman. Dogged by ill health for most of his life, he nonetheless showed early signs of ingenuity, rigging up a telephone exchange to connect his bedroom to those of his friends across the street. His studies at the Glasgow and West of Scotland Technical College were interrupted by the outbreak of World War One. Rejected as unfit for the forces, he served as superintendent engineer of the Clyde Valley Electrical Power Company. When the war ended he set himself up in business, with mixed results.
Baird then moved to the south coast of England and applied himself to creating a television, a dream of many scientists for decades. His first crude apparatus was made of odds and ends, but by 1924 he managed to transmit a flickering image across a few feet. On 26 January 1926 he gave the world's first demonstration of true television before 50 scientists in an attic room in central London. In 1927, his television was demonstrated over 438 miles of telephone line between London and Glasgow, and he formed the Baird Television Development Company. (BTDC). In 1928, the BTDC achieved the first transatlantic television transmission between London and New York and the first transmission to a ship in mid-Atlantic. He also gave the first demonstration of both colour and stereoscopic television.
In 1929, the German post office gave him the facilities to develop an experimental television service based on his mechanical system, the only one operable at the time. Sound and vision were initially sent alternately, and only began to be transmitted simultaneously from 1930. However, Baird's mechanical system was rapidly becoming obsolete as electronic systems were developed, chiefly by Marconi in America. Although he had invested in the mechanical system in order to achieve early results, Baird had also been exploring electronic systems from an early stage. Nevertheless, a BBC committee of inquiry in 1935 prompted a side-by-side trial between Marconi's all-electronic television system, which worked on 405 lines to Baird's 240. Marconi won, and in 1937 Baird's system was dropped.
Baird died on 14 June 1946 in Bexhill-on-Sea in Sussex.

Charles Babbage (1791 - 1871)

Babbage was a British mathematician, an original and innovative thinker and a pioneer of computing.
Charles Babbage was born on 26 December 1791, probably in London, the son of a banker. He was often unwell as a child and was educated mainly at home. By the time he went to Cambridge University in 1810 he was very interested in mathematics.
After graduation Babbage was hired by the Royal Institution to lecture on calculus. Within two years he had been elected a member of the Royal Society and, with his Cambridge friends, was instrumental in setting up the Astronomical Society in 1820, the first to challenge the dominance of the Royal Society. From 1828 to 1839, Babbage was Lucasian Professor of Mathematics at Cambridge.
The 1820s saw Babbage work on his 'Difference Engine', a machine which could perform mathematical calculations. A six-wheeled model was initially constructed and demonstrated to a number of audiences. He then developed plans for a bigger, better, machine - Difference Engine 2. He also worked on another invention, the more complex Analytical Engine, a revolutionary device on which his fame as a computer pioneer now largely rests. It was intended to be able to perform any arithmetical calculation using punched cards that would deliver the instructions, as well as a memory unit to store numbers and many other fundamental components of today's computers. The remarkable British mathematician Ada Lovelace completed a program for the Analytical Engine but neither it, nor Difference Engine 2, were finished in Babbage's lifetime.
Babbage also worked in the fields of philosophy and code-breaking, as well as campaigning for reform in British science. He died at his home in London on 18 October 1871.